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 Board of Directors

RICHARD J PULEO

Richard J Puleo serves as the Chairman of the Board of First CornerStone Bank. Mr. Puleo has been an attorney specializing in real estate and business transactions since 1985. Prior thereto, Mr. Puleo served in the Office of Chief Counsel of the Internal Revenue Service in Washington D.C. from 1981 to 1985. Mr. Puleo is a graduate of Penn State University and California Western School of Law in San Diego. Mr. Puleo also is a graduate of the Georgetown University Law Center, where he received his Masters of Law in Taxation.

ROBERT M JARA

Robert M Jara has served as the President and CEO of First CornerStone Bank since May 2006. Prior, he served as the Chief Financial and Chief Operating Officer since the Bank's inception in March 2000. Mr. Jara, a CPA, has been in Banking for over thirty years. Mr. Jara received a BS in Accounting from Saint Francis University. As well, Mr. Jara is an MBA graduate of Widener University and a graduate of the Stonier Graduate School of Banking. He serves on several boards including the National Kidney Foundation of the Delaware Valley, the Greater Lansdowne Civic Association, the Lansdowne Boys Club and Saint Philomena CYO.

ELIZABETH A FIFER

Ms. Fifer has served as an Officer of Phoenix Mobile Homes, Inc for over twenty five years. Phoenix Mobile Homes, Inc., a business founded in 1948 by James K Overstreet, specializes in the acquisition and management of mobile home parks and other real estate related ventures in the eastern and southern United States.

DAVID C KIRK

For the past 10 years, Mr. Kirk has been the President of Powerco, Inc., a heavy construction equipment dealer with locations in Pennsylvania and New Jersey. Prior thereto, Mr. Kirk assisted in the management of his family's mechanical contracting business, supervising a staff of 75 employees.

MICHAEL C RITTER

Mr. Ritter has over 35 years of financial business experience. He currently serves as President and Chief Executive Officer of Flagship Credit Corporation, a company he founded in 2006. Mr. Ritter’s prior assignment was Executive Vice President and Chief Financial Officer of Itochu International Inc. (III) the U.S. subsidiary of Tokyo based Itochu Corporation, Chairman of Telerent Leasing Corporation and Chairman and C.E.O. of Healthcare Business Credit Corporation both major subsidiaries of Itochu International Inc.

Mr. Ritter was formerly the President and Chief Executive Officer of Flagship Credit Corporation, a billion dollar auto finance company. Prior, Mr. Ritter co-founded Copelco Capital Corporation and was Vice President of finance for Hilliard Lyons Leasing Corporation. Mr. Ritter is a C.P.A., a former manager with Coopers & Lybrand, now PriceWaterhouseCoopers, specializing in the banking and leasing industry as a member of the firm’s national banking group.

THOMAS M SALTSGIVER

Mr. Saltsgiver is President and founder of Muncy Homes, Inc., a modular home manufacturer located in Muncy, Pennsylvania. Muncy Homes, Inc, which was founded in 1973, has three manufacturing plants and markets products under the names Muncy Homes, Superior Builders, and Premier Builders. Muncy Homes distributes its products throughout the northeastern United States.

RICHARD F STEVENS

Mr. Stevens is currently retired after spending over forty years in the banking industry. From 1998 to 2000 Mr. Stevens served as President and Chief Executive Officer of New Century Bank. Prior thereto, Mr. Stevens served as a consultant to the banking industry from 1990 to 1998. In addition, from 1987 to 1990 Mr. Stevens served as President and Chief Executive Officer of Security National Bank.

JOE M THOMSON

Mr. Thomson is the founder and owner of Pacer Financial, Inc., a financial wholesaling firm that represents insurance companies and asset management firms. Mr. Thomson has over thirty years of experience in the insurance and investment world. Prior to establishing Pacer Financial, Mr. Thomson was President and co-founder of one of the largest independent financial wholesaling companies in North America. In addition, Mr. Thomson is a Certified Financial Planner, a Chartered Life Underwriter, a Chartered Financial Consultant, and a Chartered Mutual Fund Counselor. Mr. Thomson holds national memberships in the Chartered Life Underwriters Association and the International Association of Financial Planning.






 
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