Service you deserve, solutions you need.

Our Mission

First CornerStone Bank was founded on the idea of providing quality, responsive and valuable customer service to the many individuals and businesses that had been neglected by the mergers and acquisitions of the large, regional financial service providers. First CornerStone Bank's Board of Directors declared a mission of servicing a target segment of small to mid-size businesses forgotten by the larger banks that focused on increasing their business only through big business. Local companies with loan demand of less than one million dollars were not finding service they need or access to decision makers to guide them.

At First CornerStone Bank, we are committed to knowing our customers and working with them to meet all of their financial needs. We are a locally owned and operated business - we are a business striving to grow, just as our customers are themselves. First CornerStone Bank customers are treated with respect, professionalism and honesty. Our Board of Directors, Management, Operations and Branch Employees are committed to providing quality banking products and quality service.

Discover a Bank that believes in providing service as the customer expects and deserves, not as they should settle for. Discover products and services designed to be an asset to your business, not a hassle. Discover why we are "Your Bank of Choice"

Our History

First CornerStone opened its first office in King of Prussia, PA in March 2000 with a little over $7 million in capital. The Bank's Founder and former CEO, James K Overstreet, formed a team of experienced Managers and Board of Directors to lead an industry-leading financial institution to service a target group of small to mid-size businesses. In June of 2001, the bank's second branch in Media, PA was opened. After surpassing numerous deposit and lending targets, the Bank opened its third branch in Ridley Park, PA in 2004 and fourth branch in Phoenixville, PA in 2006. The Bank opened its newest branch in Malvern, PA in July 2008.

Today, almost seven years later, the Bank's focus on quality customer service has translated into success. With approximately $170 Million in Assets and over $130 Million in Loans, First CornerStone has begun to establish itself as a premier lending institution for small businesses. First CornerStone continues to look for new opportunities to enhance its product offerings and services, as well as growing the Bank's branch network in the Delaware Valley Community.