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 FDIC Consumer News

FDIC Consumer News provides practical guidance on how to become a smarter, safer user of financial services. Each issue offers helpful hints, quick tips, and common-sense strategies to protect and stretch your hard-earned dollars.

We have chosen to highlight several articles, but a large library of FDIC articles are available at the FDIC's Consumer Website.

Key Articles of Interest


First CornerStone Bank is participating in the FDICís Transaction Account Guarantee Program. Through December 31, 2012, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDICís general deposit insurance rules.

First CornerStone Bank accounts defined as non-interest bearing transaction accounts include our Personal Checking, Economy Checking, Business Checking and Choice Business Checking account.

For customers with First CornerStone Bank sweep accounts, funds swept overnight into interest-bearing accounts are not eligible for this additional coverage. For questions or more information, please contact a First CornerStone Bank branch representative or visit www.fdic.gov.


The Federal Deposit Insurance Corporation (FDIC) has extended the $250,000 insurance limit on deposit accounts permanently. Additional details are available at the FDICís website: https://www.fdic.gov/deposit/deposits/

For additional information please contact a First CornerStone Bank branch representative.

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